- Health Care -
State regulations, including
the mandatory malpractice insurance law, combined with obscene lawsuits
and awards, are responsible for needlessly driving costs out of the reach
of the average citizen. Competition in the free market will moderate
costs - subsidizing insurance premiums with tax revenues will only encourage
prices to escalate.
People have become almost completely dependent on insurance to cover
every aspect of their health case regime. By becoming isolated
from the actual prices of even minor health care services, competition
has been stifled. Without competition, prices escalate.
As prices escalate, employers who provide health insurance benefits are
forced to raise the prices for their goods and/or services, and/or to
pass higher insurance costs back to the employees. People are
experiencing "sticker shock" as their insurance covers less and less,
and they pay more and more towards their premiums, "co-pays" and
uncovered expenses.
Many progressive and liberal politicians are calling for a Universal
Health Care program. The problem with implementing it is that no
one wants to relinquish another 17% off the top of each and every
paycheck to fund it. That rate will surely rise as competition is
virtually eliminated from the system, demand for services rise, and
costs continue to escalate. It is simply not possible to do.
The only way to improve the quality of and access to health care is for
everyone to take personal responsibility for their own health, purchase
whatever insurance they can afford, and exercise good health
maintenance. Those who choose to dismiss their responsibility
must accept the consequences.
The retired must come to terms with the fact that the money they
put into the Social Security system has long ago been spent by the Federal
Government. It is gone. Even the "surplus" was spent literally
as it was collected from their paychecks. The money they are receiving
comes directly from the paychecks of today's workers, and the "Trust Fund"
contains only IOU's - promises that tomorrow's workers will pony up for
the debt. Like all other pyramid or Ponzi schemes (which are very
illegal if an ordinary citizen tries to run one), the system will eventually
fail. It is not a matter of "if" but "when."
I will work to provide an environment where ordinary people,
including the retired as well as the working, can afford the basic health
care they need. This is best accomplished by eliminating government
interference in the free market. Charity and volunteer organizations
will help those in need.
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